Gentlemen:

In consideration of your carrying a partnership, trust or joint account for the undersigned, we jointly and severally agree to be fully and completely responsible and liable to you for any obligations or liabilities arising in connection therewith. Each of the undersigned shall have authority on behalf of the partnership, trust or joint account to buy, sell and otherwise deal in stocks, bonds and all other securities, commodities futures contracts, forward contracts, option contracts, options on futures or other similar instruments traded on any U.S. or foreign exchange or market. and commodities, on margin or otherwise (including short sales); to receive on behalf of the partnership, trust or joint account agreements relating to any of the foregoing matters, and to terminate or modify same or waive any of the provisions thereof; and generally to deal with you on behalf of the undersigned in said partnership, trust or joint account as fully and completely as if he/she alone were interested in said account; all without notice to the others interested in said account. The authority hereby conferred shall remain in force until written notice of its revocation signed by one of the undersigned shall be received by you.

The undersigned further agree, jointly and severally, that all property, equities and credits you may at any time be holding or carrying for any one or more of us in this or any other present or future accounts with you, or for safekeeping, or for any purpose whatever, shall be held by you as collateral security and with a general lien thereon for the payment of all debit balances and/or losses at any time existing or incurred in said partnership, trust or joint account; and all property, equities and credits that you may at any time be holding or carrying for us in said partnership, trust or joint account shall be subject to a general lien in your favor for the payment of all our liabilities to you, however and whenever arising, whether joint or several, whether as principal, guarantor, surety or otherwise, and whether resulting from transactions in said account, in any account or accounts that any of us now or at any time hereafter may have with you, or independently of any such account or accounts.

It is further agreed that in the event of the death of any of the undersigned, the survivor(s) shall immediately give you written notice thereof, and you may before or after receiving such notice, take such proceeding, require suchpapers, retain such portion of and/or restrict transactions in the account as you may

laws doom advisable to protect you against any tax, liability, penalty or loss under any present or future or otherwise. The estate of any of the undersigned who shall have died shall be liable, and the survivor(s) shall continue to be liable, to you for any debit balance or loss in said account in any way resulting from the completion of transactions initiated prior to the receipt by you of the written notice of the death of the decedent, or incurred in the liquidation of the account, or the adjustment of the interests of the respective parties.

*(Without Right of Survivorship) Upon receipt by you of notice of the death of any us, you shall separate the account into equal accounts, as nearly as may be practicable, in our respective names, or in the names of our legal representatives, but the joint and several liability of each of us, or of our legal representatives, for any indebtedness as of the time of such separation shall continue, an in no event shall you be liable to any of us, or our legal representatives, for accepting orders or instructions from any of us with reference to the partnership, trust or joint account, until you have ad actual written notice of the death of any of us, or actual notice of the termination of the partnership or joint account, as above provided.

*(With Right of Survivorship) In the event of the death of any of the undersigned, the entire interest in the joint account shall be vested in the survivor(s) and the estate of the deceased shall have no further interest therein. You shall, upon receipt of notice of the death of any of the undersigned, be entitled to deal with the survivor(s) as the sole proprietor(s) of said partnership, trust or joint account, subject, however, to the provisions above set forth in reference to your protection by reason of the rights, claims or demands of any governmental body with reference thereto, by reason of the death of any of the undersigned.

The terms "partnership account," "trust account," "joint account," "accounts" as and whenever used herein are understood to refer to all accounts from the date of their original commencement to the date of their final closing, and to include all renewals or reopenings thereof, however numerous and at whatever intervals.

The undersigned represents and warrants that the Partnership or Trust Agreement authorizes the entering into of this Agreement, and agrees to furnish National Commodities Corp., Inc. a copy of the relevant portions of the Agreement.

*Strike One.